Dime Community Bancshares, Inc. Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A

Dime Community Bancshares, Inc. is a holding company, which engages in the provision of commercial banking and financial services through its wholly owned subsidiary, Dime Community Bank. The company is headquartered in Hauppauge, New York and currently employs 887 full-time employees. The firm is engaged in providing commercial banking and financial services through its wholly owned subsidiary, Dime Community Bank (the Bank). The Bank is engaged in providing full-service commercial and consumer banking services, including accepting time, savings and demand deposits from businesses, consumers, and local municipalities. The company also offers the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS) programs. In addition, it offers merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts, as well as investment services through Dime Financial Services LLC. Through its title insurance subsidiary, the Bank acts as a broker for title insurance services.