Heritage Financial Corporation Common Stock

Heritage Financial Corp. is a bank holding company, which engages in the business of planning, directing, and coordinating the business activities of wholly owned subsidiary, Heritage Bank. The company is headquartered in Olympia, Washington and currently employs 905 full-time employees. The firm has a branching network in Washington, Oregon, and Idaho. The firm also does business under the Whidbey Island Bank name on Whidbey Island and the Kitsap Bank name. The firm's business consists primarily of commercial lending and deposit relationships with small- to medium-sized businesses and their owners in its market areas, as well as deposits from the general public. The firm also makes real estate construction and land development loans, consumer loans and residential real estate loans on single family properties located primarily in its markets. The company offers a full range of products and services to customers for personal and business banking needs designed for both short-term and long-term deposits. The firm also offers investment advice through a wealth management department.