Balance your ambitions
and principles

Access CUSP Personalised portfolios during the Holy Month of Ramadan at a 0.25% annual advisory fee for your first year, instead of 0.75%*

*Ramadan offerings are only for new CUSP Wealth users who were onboarded between February 18, 2026 - March 20, 2026 and have activated their Personalised Portfolio within the same period

Invest with clarity
and calm assurance

Supervised by the Shariah Advisory Board

Shariah-compliant assets certified with a Fatwa and approved by Amanie Advisors

Regulated in the UAE

Cusp Wealth Ltd. is licensed by the Dubai Financial Services Authority (DFSA) (F011420)

Funds are protected

All investments are protected up to $500,000 by the SIPC insurance

Align your strategy
with your values

Explore Shariah-compliant Personalised portfolios designed with similar objectives to traditional portfolios, showing historical annual returns of up to 15%*

Internal calculations are based on historical backtested data that can be found on our CUSP Wealth website. Past performance is not indicative of future results.

How to get started?

Tell us about your goals

Answer a few questions to set your risk comfort, time horizon, and investment priorities

Receive a recommended strategy

See a model portfolio tailored to the information you provide. It can also be structured to be Shariah-compliant, where applicable

Start investing from day one

Start with just $25 and let our team oversee your portfolio in line with your investment strategy

Our portfolios

Defensive portfolio

Focuses on preserving capital with minimal risk

avg. annual return

15.31%

2‑year return

31.18%

Conservative portfolio

Focuses on steady growth with low risk

avg. annual return

18.18%

2‑year return

37.48%

Moderate portfolio

Focuses on solid returns with medium risk

avg. annual return

21.42%

2‑year return

44.47%

Adventurous portfolio

Seeks higher returns with more risk

avg. annual return

22.45%

2‑year return

47.09%

Aggressive portfolio

Maximises returns with high risk

avg. annual return

23.83%

2‑year return

50.29%
*Internal calculations are based on historical backtested data. The performance figures shown are based on simulated and/or historical back-tested data and are provided for illustrative purposes only. Past performance is not indicative of future results. The performance of Traditional portfolios is calculated from November 2015, while the performance of Shariah-Compliant portfolios is calculated from December 2023, reflecting differences in product availability and data history. Annualised and cumulative returns are shown for each portfolio based on its respective inception date. Performance figures do not represent the performance of actual client accounts and may differ materially from real investment outcomes. Past or simulated performance is not a reliable indicator of future results. Higher-risk portfolios may experience significant volatility and capital loss.

What you could earn, with less in fees

Other wealth managers often charge ~2% annually.
We only charge 0.75% in fees.

Portfolio

Initial investment

$5,000.00

Monthly contribution

$1,500.00

$975,153.34
projected value in 20 years
$238,456.72
saved on commission
Value with CUSP Wealth
Value with other wealth managers

Image and data are for illustration purposes only.

How we manage your investments

Clarity in investing

CUSP Wealth goes beyond guesswork by applying Modern Portfolio Theory to balance risk and return, enhancing portfolios along the Efficient Frontier with Targeted Growth Overlays aligned to your goals and risk profile.

The power of factor-based design

We don’t chase single stocks. We use a Factor-Based Construction framework that diversifies across multiple investment styles, so your portfolio stays resilient in changing markets.

Discipline over emotion

We follow a disciplined, systematic process to keep your portfolio on track and free from emotional decision-making, so your long-term strategy remains intact through market ups and downs.

Book a complementary call with our financial advisor

Get your Personalised portfolio curated by an expert with 10+ years of experience at Goldman Sachs, 360 ONE, and Elixir Wealth

Edwin Mathew, Financial Advisor at CUSP Wealth

Talk to an advisor

*As per regulatory requirement, appointment booking with CUSP Wealth advisor is applicable only for users who passed their onboarding assessment through the CUSP Wealth application. Bookings of those that did not pass the onboarding assessment in the app will be rejected.

Edwin Mathew, Financial Advisor at CUSP Wealth

Get your CUSP Personalised portfolio with a 0.25% advisory fee until March 20, 2026

Trustpilot

Cusp Wealth is a DFSA-regulated firm. Investment involves risks. Subject
to T&Cs and suitability assessment.

FAQ: Online investment in the UAE

CUSP Wealth is an online investment platform that empowers you to invest and save within a single, comprehensive, and easy-to-use mobile app. As your wealth co-architect, CUSP Wealth helps you achieve your financial goals transparently and conveniently.

CUSP Wealth company is regulated in the UAE and licensed by the Dubai Financial Services Authority (DFSA), Reference No. F011420.

Explore over 10,000 US-listed international stocks and ETFs, invest in Shariah Advisory Board-approved assets, and leverage AI and human-powered tools – all in one account.

Yes, CUSP Wealth is a DFSA-regulated (Dubai Financial Services Authority) company under a Category 4 with a reference number F011420, and operates within the Dubai International Financial Centre (DIFC) with License number 10863.

CUSP Wealth Ltd. is specifically authorised to provide financial services to both Professional Clients and Retail Clients, including Shariah-compliant offerings, in accordance with its DFSA license and Islamic Endorsement.

When choosing CUSP Wealth as your online investment platform, your funds and assets are protected by the Securities Investor Protection Corporation (SIPC) for up to $500,000 (including $250,000 in cash). Our trusted broker partner, Alpaca Securities LLC, is regulated by the US Securities and Exchange Commission (SEC), is a member of the Financial Industry Regulatory Authority (FINRA), and is protected by SIPC – helping safeguard your investments with industry-standard security.

When considering online investing in the UAE, make sure your chosen platform:

  • Is licensed and regulated by the Dubai Financial Services Authority (DFSA)
  • Provides comprehensive insurance coverage for your funds
  • Safeguards your personal data with advanced security measures

CUSP Wealth is licensed by the DFSA, provides SIPC insurance coverage of up to $500,000 for your funds, and uses multi-factor authentication to keep your data safeguarded from the moment you sign up.

Yes, you can! Download the CUSP app from the UAE App Store or Google Play Store. You must be at least 18 years old and have a valid government-issued ID.

Please note that due to regulatory requirements, CUSP may not be able to accept users from sanctioned countries or individuals appearing on international watchlists.

You can start investing with CUSP Wealth without a UAE bank account. Our US-based broker-dealer, Alpaca Securities LLC, is regulated by the SEC and FINRA, facilitating international financial transactions.

However, you’ll need a bank account that supports international transactions, as it should be linked to your CUSP Wealth account to deposit and withdraw funds seamlessly.

It takes you 2 minutes to get started with CUSP Wealth.

  1. Download the CUSP Wealth app on your device.
  2. Open the app and tap the "Get Started" button.
  3. Enter your mobile number and verify with the one-time password (OTP) sent to your phone.
  4. Provide your email address and verify with the email OTP.
  5. Create a secure PIN for account access and enable biometric authentication (optional but recommended for extra security).
  6. You’re all set. Let’s start building the future you envision!

It all starts with a clear goal. Define what you want to achieve – whether it’s generating passive income, saving for retirement, supporting your family, or building long-term financial freedom – CUSP Wealth gives you the tools to reach them all.

Start your investing journey on your own or with free guidance from our financial advisers. Build your Personalised portfolio with innovative technology and expert support. Invest, save, and grow – all in one account.

Download CUSP Wealth, sign up in just 2 minutes, and start investing. Our team is available 24/7 to answer your questions. Unlock the full power of CUSP Wealth with next-level portfolio intelligence powered by AI and human expertise.

Access online investment in the UAE with CUSP Wealth – a wealth-building platform designed to help you start investing with confidence. Explore over 10,000 US-listed international stocks and ETFs for greater portfolio diversification.

Create a Personalised portfolio aligned with your goals and risk appetite. Take advantage of AI-powered tools, expert human advisory services, and a wide range of Shariah-compliant assets.

Discover everything CUSP Wealth offers in the wealth-building app.

Unlike other platforms, CUSP Wealth lets you invest in thousands of stocks and ETFs with zero basic trading fees. It combines cutting-edge technology with a human touch to deliver advanced portfolio intelligence.

You can create a Personalised portfolio specifically aligned with your goals and risk tolerance. CUSP Wealth's AI-powered engines help you build an investment portfolio that offers real-time insights, updates, and evaluations. Access sessions with a financial advisor to further optimise your portfolio.

Start investing today in over 10,000 US-listed international stocks and ETFs with zero basic trading fee. Create a Personalised portfolio customised to your goals and risk tolerance. Stay tuned as more investment options will be available soon. You are about to co-architect something lasting with CUSP Wealth.