$3.82
Closed
-(-)

At close

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About

AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. The company is headquartered in Johnstown, Pennsylvania and currently employs 299 full-time employees. The Bank provides full-service banking and wealth management services through 16 community offices in southwestern Pennsylvania and Hagerstown, Maryland. The Bank also operates loan production offices in Altoona and Monroeville, Pennsylvania. The Bank provides retail banking services, such as demand, savings and time deposits, checking accounts, money market accounts, secured and unsecured consumer loans, mortgage loans, safe deposit boxes, holiday club accounts, and money orders; and lending, depository and related financial services to commercial, industrial, financial, and governmental customers, such as commercial real estate mortgage loans (CRE), short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate construction loans, business savings accounts, and others. AmeriServ Wealth and Capital Management is a division of the Bank.
Country

US

CEO

Mr. Jeffrey Stopko

IPO date

1985

Employees

299

ISIN

US03074A1025

Key stats

Open

$3.80

Volume

7.01K

Market cap

$64.46M

Prev. close

$3.82

Impl / hst vl

-

Open interest

$0.00

$3.76

Day’s Range

$3.82

$3.10

52W Range

$4.04

Valuation

44
Valuation score
Fairly Valued
P/E
11.76
P/S
-
NIM
0.81
ROE
4.72
Efficiency ratio
57.56
FCF growth
-105.72%
LLP / Net income
12.10%

May

18

Dividends

The last payment date was May 18, 2026

Div. per Share

$0.03

Div. Yield

0.79%

Payout Ratio

-

Div. Growth YoY

0.00%

Analysts estimates

Earnings

Q1 ‘26 interest income
$17.50M
Q1 ‘26 net income
$1.79M
Interest income
Net income
Previous EPS
$0.11
Estimate EPS
$0.00
Actual EPS
Estimate EPS
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