$5.67
Closed
-(-)

At close

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About

BayFirst Financial Corp. is a bank holding company, which engages in the provision of banking services. The company is headquartered in St. Petersburg, Florida and currently employs 144 full-time employees. The company went IPO on 2015-07-23. The Bank operates about 12 full-service banking offices throughout the Tampa Bay region and offers a range of commercial and consumer banking services to businesses and individuals. The Bank offers its products and services through its Community Banking Division and its government guaranteed lending division. The Bank also has an advanced technology platform for its small business administration (SBA) 7(a) Small Loan Program that enables the Bank to utilize and support technology-enabled banking products and services as well as various financial technology applications. The Bank offers specialized business and personal checking accounts, internet banking and online bill payment, lock box services, remote capture and deposit, cash management, wire transfers, safety deposit boxes, courier services, retail investment services, among other services.
Country

US

CEO

Mr. Thomas Zernick

IPO date

2015

Employees

144

ISIN

US07279B1044

Key stats

Open

$5.40

Volume

8.78K

Market cap

$22.46M

Prev. close

$5.47

Impl / hst vl

-

Open interest

$0.00

$5.25

Day’s Range

$5.67

$4.26

52W Range

$8.99

Valuation

22
Valuation score
Overvalued
P/E
-
P/S
-
NIM
0.86
ROE
-30.79
Efficiency ratio
81.24
FCF growth
-103.20%
LLP / Net income
-50.75%

Jun

15

Dividends

The last payment date was Jun 15, 2025

Div. per Share

$0.08

Div. Yield

1.46%

Payout Ratio

-

Div. Growth YoY

0.00%

Analysts estimates

Earnings

Q1 ‘26 interest income
$17.44M
Q1 ‘26 net income
-$6.07M
Interest income
Net income
Previous EPS
-$1.48
Estimate EPS
$0.00
Actual EPS
Estimate EPS
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