Colony Bankcorp, Inc. is a bank holding company, which engages in the stockholder and investor relations functions through its subsidiary, Colony Bank. The company is headquartered in Fitzgerald, Georgia and currently employs 455 full-time employees. The company operates locations throughout Georgia as well as in Birmingham, Alabama; Tallahassee, Florida, and the Florida Panhandle. The Bank offers a range of banking solutions for personal and business customers. The company provides specialized solutions including mortgage lending, government guaranteed lending, consumer insurance, wealth management, credit cards and merchant services. Its Banking Division delivers full service financial services, which includes commercial loans, consumer loans, and deposit accounts. Its Retail Mortgage Division offers origination, sales, and servicing of one-to-four family residential mortgage loans. Its Small Business Specialty Lending Division offers origination, sales, and servicing of SBA and USDA government guaranteed loans. Its lending solutions include loans for small and medium-sized businesses, residential and commercial construction, land development, and commercial real estate.