CNB Financial Corporation Depositary Shares, each representing a 1/40th ownership interest in a share of 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock

CNB Financial Corp. is a financial holding company, which engages in the provision of banking and financial solutions. The company is headquartered in Clearfield, Pennsylvania and currently employs 917 full-time employees. The firm conducts business primarily through its principal subsidiary, CNB Bank (the Bank). The Bank is a full-service bank engaging in a full range of banking activities and services, including trust and wealth management services, for individual, business, governmental, and institutional customers. The Bank’s operations include a private banking division, and 78 branches comprised of one loan production office, one drive-up office, one mobile office, and 75 full-service offices in Pennsylvania, Ohio, New York, and Virginia. Its divisions include ERIEBANK, based in Erie, Pennsylvania; FCBank, based in Worthington; BankOnBuffalo, based in Buffalo, New York; Ridge View Bank, based in Roanoke, Virginia; ESSA Bank, based in Stroudsburg, Pennsylvania, and Impressia Bank, a division focused on banking opportunities for women, which operates in CNB Bank's primary market areas.