$32.97
Closed
-(-)

At close

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About

ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 505 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.
Country

US

CEO

Mr. Kelly Potes

IPO date

2001

Employees

505

ISIN

US1703861062

Key stats

Open

$32.61

Volume

104.00K

Market cap

$490.58M

Prev. close

$32.76

Impl / hst vl

-

Open interest

$0.00

$32.61

Day’s Range

$33.87

$26.63

52W Range

$34.90

Valuation

61
Valuation score
Undervalued
P/E
8.77
P/S
-
NIM
0.94
ROE
12.28
Efficiency ratio
43.62
FCF growth
-114.27%
LLP / Net income
-

Jun

30

Dividends

The last payment date was Jun 30, 2026

Div. per Share

$0.29

Div. Yield

0.89%

Payout Ratio

-

Div. Growth YoY

0.00%

Analysts estimates

Consensus rating
Buy

The average rating from top 5 analysts indicates that stock is expected to perform in line with the market

Str. Sell
Sell
Hold
Buy
Str. Buy
Avg. price target
$33.72
The top 5 analysts forecasts that 12-month price may increase by 2.28%, with a low of $30.48 and a high of $36.75
$30.48
Low
$33.72
Avg
$36.75
High
Current price

Earnings

Q1 ‘26 interest income
$53.28M
Q1 ‘26 net income
$13.70M
Interest income
Net income
Previous EPS
$0.91
Estimate EPS
$0.90
Actual EPS
Estimate EPS
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