$63.03
Closed
-(-)

At close

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About

Southern First Bancshares, Inc. is a bank holding company, which engages in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (FDIC), and the provision of commercial, consumer, and mortgage loans to the general public. The company is headquartered in Greenville, South Carolina and currently employs 315 full-time employees. The Company’s primary business is to serve as the holding company for Southern First Bank (the Bank). The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer and mortgage loans to the general public. The Company, through the Bank, provides a range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time, and savings deposits; lending services; automated teller machine (ATM) processing, and mortgage banking services. In addition to deposit and loan services, it offers other bank services such as Internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking services. The Bank has approximately eight retail offices.
Country

US

CEO

Mr. R. Arthur Seaver

IPO date

1999

Employees

315

ISIN

US8428731017

Key stats

Open

$63.13

Volume

160.26K

Market cap

$597.00M

Prev. close

$63.03

Impl / hst vl

-

Open interest

$0.00

$62.38

Day’s Range

$63.31

$50.49

52W Range

$65.09

Valuation

77
Valuation score
Undervalued
P/E
15.57
P/S
-
NIM
0.72
ROE
10.18
Efficiency ratio
34.75
FCF growth
59.43%
LLP / Net income
-

Analysts estimates

Consensus rating
Buy

The average rating from top 4 analysts indicates that stock is expected to perform in line with the market

Str. Sell
Sell
Hold
Buy
Str. Buy
Avg. price target
$69.87
The top 4 analysts forecasts that 12-month price may increase by 10.85%, with a low of $67.67 and a high of $73.50
$67.67
Low
$69.87
Avg
$73.50
High
Current price

Earnings

Q2 ‘26 interest income
$58.13M
Q2 ‘26 net income
$11.20M
Interest income
Net income
Previous EPS
$1.19
Estimate EPS
$1.21
Actual EPS
Estimate EPS
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