$35.39
Closed
-(-)

At close

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About

United Community Banks, Inc. is a bank holding company, which engages in the provision of diversified financial services. The company is headquartered in Greenville, South Carolina and currently employs 3,070 full-time employees. The company went IPO on 2001-05-16. The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 201 offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Miami and Tennessee. The firm also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. The company provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels.
Country

US

CEO

Mr. H. Lynn Harton

IPO date

2001

Employees

3,118

ISIN

US90984P3038

Key stats

Open

$35.39

Volume

720.06K

Market cap

$4.14B

Prev. close

$35.26

Impl / hst vl

-

Open interest

$0.00

$35.39

Day’s Range

$35.39

$29.38

52W Range

$36.77

Valuation

38
Valuation score
Overvalued
P/E
12.21
P/S
-
NIM
0.92
ROE
9.40
Efficiency ratio
41.65
FCF growth
4.43%
LLP / Net income
12.96%

Jul

3

Dividends

The last payment date was Jul 3, 2026

Div. per Share

$0.25

Div. Yield

0.72%

Payout Ratio

-

Div. Growth YoY

0.00%

Analysts estimates

Consensus rating
Hold

The average rating from top 5 analysts indicates that stock may significantly underperform the market

Str. Sell
Sell
Hold
Buy
Str. Buy
Avg. price target
$39.19
The top 7 analysts forecasts that 12-month price may increase by 10.72%, with a low of $35.35 and a high of $42.00
$35.35
Low
$39.19
Avg
$42.00
High
Current price

Earnings

Q1 ‘26 interest income
$333.96M
Q1 ‘26 net income
$83.74M
Interest income
Net income
Previous EPS
$0.70
Estimate EPS
$0.74
Actual EPS
Estimate EPS
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