Advisory calls T&Cs

These Terms and Conditions (the “Terms”) govern your registration for and participation in an advisory call (the “Call”) with a financial advisor serving Cusp Wealth Ltd (“Cusp Wealth”, “we”, “us”, “our”).

Cusp Wealth Ltd is a company duly incorporated and existing under the laws of the Dubai International Financial Centre (“DIFC”), holding commercial license number 10863, with its registered office at Gate District 04, Level 06, Office 17, DIFC, Dubai, United Arab Emirates. Cusp Wealth Ltd is authorised and regulated by the Dubai Financial Services Authority (“DFSA”) pursuant to a Category 4 License, inclusive of Retail Client and Islamic Endorsements.

These Terms apply solely to the Call and do not constitute a client agreement for the purposes of the DFSA Rulebook or establish any client relationship for the provision of regulated financial services. Any use of Cusp Wealth’s platform, mobile app, or regulated services remains subject to separate terms and a distinct client agreement, which would come into effect only upon your express acceptance.

Your registration for the Call confirms that you have read, understood, and accepted these Terms. If you do not agree, please do not register or attend. These Terms form a legally binding agreement between you and Cusp Wealth and are governed by the laws of the DIFC.

Advisory Call Session with the financial advisor serving Cusp Wealth

1. By booking a Call, you confirm that you have read and accepted the general terms and conditions on Cusp Wealth’s website and our Privacy Policy.
2. Nothing in the first call session with the financial advisor shall be construed as personal financial advice or recommendation to buy, sell or hold financial products, and it should not be relied upon for any investment decision. Personalised advice is only provided once you have opened an account with Cusp Wealth, completed identity verification and a suitability assessment, and accepted our client agreement. You are under no obligation to open an account or invest.
3. Calls are available in Arabic or English. If there is any discrepancy between the Arabic and English versions of these Terms or any written document, the English version shall prevail.
4. Calls are conducted by members serving Cusp Wealth’s advisory team, acting on behalf of and under the supervision of Cusp Wealth.
5. Calls are recorded and may be transcribed for internal quality-assurance purposes, regulatory record-keeping, and Cusp Wealth’s legitimate business interests. Recordings are stored securely, accessed only by authorised staff and kept for as long as DFSA rules require. You may not record the Call without our consent. By registering for the call session, you acknowledge and consent to Cusp Wealth Ltd collecting and processing your personal data (including your name, email address, mobile number and any other information submitted during registration or during the session) for the purposes of (i) arranging and conducting the Call, (ii) regulatory record-keeping, (iii) following up with you about the Call, in accordance with the DIFC Data Protection Law No. 5 of 2020 and our Privacy Policy, and (iv) marketing communication purposes.
6. If you were referred by one of our partners, we do not share the content of your Call with any of our partners.
7. Cusp Wealth reserves the right to reschedule or cancel the Call at any time without liability (subject to prompt notification to registered participants and offering an alternative time where possible).
8. Registration is on a third-party platform (the scheduling tool used to book your Call), which processes your booking details under its own terms and privacy notice. Cusp Wealth remains the controller of your personal data.
9. You understand that investing involves risk; The value of investments can go down as well as up, and you may get back less than you invest. You are responsible for your own financial decisions and these decisions are made at your own convenience. You acknowledge that you are not compelled to make these decisions.