Align your ambitions
and principles

Get Shariah-compliant or Conventional portfolios with
a reduced advisory fee from 0.75% to 0.25% for the 1st year on amounts invested during the offer period*

*Promo offerings are subject to change. Promo offerings are only for all Cusp Wealth users who have deposited new investment amounts into the Personalised portfolio feature between May 20, 2026 - August 20, 2026

How to get started?

Tell us about your goals

Answer a few questions to set your risk comfort, time horizon, and investment priorities

Receive a recommended strategy

See a model portfolio tailored to the information you provide. It can also be structured to be Shariah-compliant, where applicable

Start investing from day one

Start with just $25 and let our team oversee your portfolio in line with your investment strategy

Special OfferSpecial Offer

Special Offer!

Invest in a CUSP Personalised portfolio and get:

  • Advisory fee reduced from 0.75% to 0.25% for the first year on amounts invested during the offer period
  • 3 complimentary sessions with a financial advisor
  • 1% bonus on your first personalised portfolio investment

T&Cs apply. Promo offerings are subject to T&Cs and change. Advisory calls are subject to availability and only accessible to clients who meet the suitability assessment and have completed the onboarding process required by Cusp Wealth Ltd

Discover personalised strategies tailored to you*

Defensive portfolio

Focuses on preserving capital with minimal risk

Avg. annual return: 6.2%

2-year return: 28.3%

10-year return: 125.5%

Portfolio make up

Stocks

30%

Bonds

65%

Real Estate

0%

Commodities

5%

Conservative portfolio

Focuses on steady growth with low risk

Avg. annual return: 6.7%

2-year return: 28.8%

10-year return: 132.4%

Portfolio make up

Stocks

35%

Bonds

60%

Real Estate

0%

Commodities

5%

Moderate portfolio

Focuses on solid returns with medium risk

Avg. annual return: 8.9%

2-year return: 39.3%

10-year return: 209.5%

Portfolio make up

Stocks

55%

Bonds

40%

Real Estate

0%

Commodities

5%

Adventurous portfolio

Seeks higher returns with more risk

Avg. annual return: 11.6%

2-year return: 48.7%

10-year return: 280.7%

Portfolio make up

Stocks

80%

Bonds

15%

Real Estate

0%

Commodities

5%

Aggressive portfolio

Maximises returns with high risk

Avg. annual return: 13.2%

2-year return: 55.9%

10-year return: 331.1%

Portfolio make up

Stocks

95%

Bonds

0%

Real Estate

0%

Commodities

5%

*Internal calculations are based on historical backtested data. The performance figures shown are based on simulated and/or historical back-tested data and are provided for illustrative purposes only. The performance of Traditional portfolios is calculated from November 2015, while the performance of Shariah-Compliant portfolios is calculated from December 2023, reflecting differences in product availability and data history. Annualised and cumulative returns are shown for each portfolio based on its respective inception date. Performance figures do not represent the performance of actual client accounts and may differ materially from real investment outcomes. Past or simulated performance is not a reliable indicator of future results. Higher-risk portfolios may experience significant volatility and capital loss.

Invest with clarity
and calm assurance

Supervised by the Shariah Advisory Board

Shariah-compliant assets certified with a Fatwa and approved by Amanie Advisors

Regulated in the UAE

Cusp Wealth is licensed by the Dubai Financial Services Authority (DFSA) (F011420)

Funds are protected

All investments are protected up to $500,000 by the SIPC insurance

How we manage your investments

Clarity in investing

We take the guesswork out of investing by using proven portfolio science to balance risk and return. Your portfolio is built and adjusted based on your goals and risk level, with a focus on steady, long-term growth.

The power of factor-based design

We don’t rely on picking single stocks. Instead, we spread your investments across proven strategies and styles to help keep your portfolio resilient through different market conditions.

Discipline over emotion

We use a disciplined, systematic approach to keep your portfolio on track and avoid emotional decisions, helping your long-term plan stay steady through market ups and downs.

Invest now

Book a complimentary call with our financial advisor

Get your Personalised portfolio curated by an expert with 10+ years of experience at Goldman Sachs, 360 ONE, and Elixir Wealth

Talk to an advisor

*As per regulatory requirement, appointment booking with CUSP Wealth advisor is applicable only for users who passed their onboarding assessment through the CUSP Wealth application. Bookings of those that did not pass the onboarding assessment in the app will be rejected.

How we structure CUSP Personalised portfolios

Get instant access to our step-by-step framework used by CUSP Wealth advisors

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Get your personalised investment strategy
at a lower fee

Trustpilot

Cusp Wealth is a DFSA-regulated firm. Investment involves risks. Subject
to T&Cs and suitability assessment.

Frequently Asked Questions

CUSP Wealth is a UAE investment platform built for people who want more from their money. AI and real financial experts work side by side, so whether you're investing on your own or having us build a portfolio around your goals, every move is informed, never random. That's Real Wealth Tech.

Yes. CUSP Wealth is authorised and regulated by the Dubai Financial Services Authority (DFSA) in the Dubai International Financial Centre (DIFC).

We take safeguarding your money seriously. Your assets are held with our regulated third-party custodian, Alpaca Securities LLC, in accordance with applicable regulatory requirements, and CUSP Wealth is authorised and regulated by the DFSA. You always have full ownership of your assets, and you can withdraw anytime. In the event of broker insolvency, your investments may also be eligible for SIPC protection of up to $500,000 (including $250,000 for cash)*. Disclaimer: SIPC protection does not cover investment losses resulting from market movements. [Learn more]

Two paths, one goal. Invest yourself with $0 basic trading fee across 10,000+ US and international stocks and ETFs, including 1,300+ Shariah-compliant options. Or unlock a CUSP Personalised portfolio where our financial experts and AI work together to build, optimise, and grow a portfolio tailored to your life and goals.

When you buy a stock or ETF on CUSP Wealth, you own the actual asset. With CFDs and Forex, you're trading contracts based on price movements, you don't own the underlying asset. These products often involve leverage, which can amplify both gains and losses. On CUSP, there's no leverage and no margin trading. What you invest is what you own.

UAE residents who are at least 18 years old and hold a valid Emirates ID may apply to open a CUSP Wealth account. (All applications are subject to identity verification and our onboarding and eligibility criteria.)

CUSP Wealth is designed for investors at all levels. If you are new to investing, you may choose a CUSP Personalised Portfolio, where our financial experts and technology help construct a portfolio aligned with your goals and risk preferences following onboarding. If you prefer to invest independently, you can also trade yourself with $0 basic trading fee and full control.