Citigroup Inc. Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 6.250% Noncumulative Preferred Stock, Series II

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. The company is headquartered in New York City, New York and currently employs 224,000 full-time employees. The Company’s segments include Services, Markets, Banking, Wealth and U.S. Personal Banking (USPB). The Services segment includes Treasury and Trade Solutions (TTS) and securities services. TTS provides an integrated suite of tailored cash management, trade and working capital solutions to multinational corporations, financial institutions and public sector organizations. The Markets segment provides corporate, institutional and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products and commodities. The Banking segment includes investment banking, which supports client capital-raising needs to help strengthen and grow their businesses. The Wealth segment includes Private Bank, Wealth at Work and Citigold and provides financial services to a range of client segments. USPB segment includes branded cards and retail services.